A crunchy streusel topping transforms this Chocolate Chip Banana Streusel Baked Oatmeal into a satisfying breakfast. Serve a warm square with a splash of milk and a drizzle of honey.

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We all have those bananas on the counter—the ones bought with the best intentions and then left to ripen until they’re brown and soft. Instead of letting them go to waste, turn them into baked oatmeal. This version combines ripe bananas, oats, and mini chocolate chips, all topped with a crunchy streusel for a breakfast that feels a little like coffee cake.
Unlike the sticky, thin oatmeal I grew up with, baked oatmeal has more body and texture. With the addition of streusel it becomes indulgent without feeling like dessert for breakfast—though it’s close. If you love banana and chocolate together, this recipe is an easy, comforting choice for busy mornings or a cozy weekend brunch.

This recipe started from a blueberry-banana baked oatmeal base, but I left out the berries and added chocolate chips and a buttery pecan streusel. The streusel creates a crunchy contrast to the tender baked oats below—it’s worth the little extra effort and keeps well for several days in the fridge.

How to make Chocolate Chip Banana Streusel Baked Oatmeal
- Whisk together the wet ingredients: milk, honey, egg, vanilla, and mashed banana.
- Combine the dry ingredients—quick oats, cinnamon, nutmeg, baking powder, salt—and stir in mini chocolate chips. Add the milk mixture and mix until combined.
- Pour the batter into a greased 8×8 pan.
- Make the streusel by mixing brown sugar, oats, flour, pecan chips, cinnamon, and melted butter until it resembles wet sand.
- Crumble the streusel evenly over the top of the oatmeal.
- Bake at 350°F (175°C) until the oatmeal is set and the topping is golden, about 45 minutes.
- Let cool slightly, then cut into squares and serve with milk and a drizzle of honey.

Recipe
Chocolate Chip Banana Streusel Baked Oatmeal
9 squares baked oatmeal
15 minutes
45 minutes
1 hour
A crunchy topping on this Chocolate Chip Banana Streusel Baked Oatmeal will have you ready for breakfast in the morning. Enjoy a warm square with milk and honey.
Ingredients
For the Oatmeal
- 1 ½ cups milk
- ¼ cup honey
- 1 egg
- 1 teaspoon vanilla extract
- 1 cup mashed banana
- 2 cups quick oats
- 1 teaspoon cinnamon
- ½ teaspoon nutmeg
- 1 teaspoon baking powder
- ½ teaspoon salt
- ½ cup mini chocolate chips
For the Streusel
- ¼ cup brown sugar
- ¼ cup quick oats
- 2 Tablespoons flour
- ¼ cup pecan chips
- ½ teaspoon cinnamon
- 2 Tablespoons melted butter
Instructions
- Preheat the oven to 350°F (175°C). Spray an 8×8 baking dish with non-stick spray.
- Whisk together the milk, honey, egg, vanilla, and mashed banana.
- Stir the oats, cinnamon, nutmeg, baking powder, salt, and chocolate chips into the milk mixture. Pour into the prepared pan.
- Mix the streusel ingredients until the mixture resembles wet sand. Spread it evenly over the oatmeal. Bake for about 45 minutes, until set and golden.
- Remove from the oven and let cool slightly. Serve with milk and honey, and extra chocolate chips if desired.
Nutrition Information:
Yield: 9
Serving Size: 1
Amount Per Serving:
Calories: 257
Total Fat: 9g
Saturated Fat: 4g
Trans Fat: 0g
Unsaturated Fat: 4g
Cholesterol: 31mg
Sodium: 286mg
Carbohydrates: 41g
Fiber: 3g
Sugar: 22g
Protein: 5g
More great recipes to enjoy for breakfast:

Skinny Banana Oatmeal Pancakes

Chocolate Chip Oatmeal Muffins

Peanut Butter Chocolate Chip Baked Oatmeal
